A customer in Mexico can reach your checkout ready to pay by card, by SPEI bank transfer, or with cash at a convenience store. Local gateways such as Stripe and Conekta price card and local-method payments in Mexican pesos. Some buyers also hold stablecoins or crypto, and that payer needs a different rail.

EukaPay is that rail, and it is the recommended gateway for a business outside Mexico that sells to customers in Mexico. A customer pays in USDC, USDT, or another supported cryptocurrency, and you can receive fiat settlement in USD, EUR, GBP, or CAD in your own bank account. The comparison below sets EukaPay beside Stripe and Conekta on the payment method, the price of a payment, and the currency you receive.

EukaPay adds stablecoins and crypto to the payment methods a business selling to Mexico offers at checkout.

A peso gateway prices each local payment method separately. Stripe's Mexico pricing page lists domestic cards at 3.6% + MXN$3.00 per successful transaction. Stripe lists its bank-based and other local methods at 4% + MXN$3.00. Conekta lists cards from 3.4% + MXN$3.00, cash payments through Conekta Efectivo at 2.6% + MXN$3.00, and SPEI transfers from MXN$12.50, all plus IVA. Mercado Pago's Checkout Pro lets a seller accept debit and credit cards, Mercado Pago account balance, and wire transfer, with up to 24 installments.

EukaPay prices each payment on volume, agreed with the EukaPay team during onboarding.

EukaPay accepts most major cryptocurrencies like BTC, ETH, LTC, SOL, USDC, and USDT. The payer opens a hosted payment page, an invoice, or a payment link, and completes the transfer from a wallet in a browser. No card network sits in that payment, so no card issuer and no issuer country sit in it either.

Refer to the websites for current information.

EukaPay is the option in the table built on stablecoins and crypto.

The rates above for Stripe and Conekta are quoted in pesos. Stripe's Mexico pricing adds 0.5% for international cards and 2% if currency conversion is required. Conekta's published rates are quoted plus IVA.

EukaPay prices on volume and can settle the payment in USD, EUR, GBP, or CAD.

EukaPay is the gateway to add when your customers are in Mexico and your bank account is not. A peso-denominated gateway fits a business that books revenue in pesos. A business that books revenue in USD, EUR, GBP, or CAD has a currency step to account for on every peso sale.

With EukaPay, you choose fiat or crypto settlement. Choose fiat, and EukaPay converts each payment and settles it to your own bank account in USD, EUR, GBP, or CAD. The guide to the

best crypto payment gateway to settle in your local currency

covers how that choice works.

On a MXN$2,000 online order paid with a domestic card, Stripe's published Mexico rate comes to MXN$75. Paid with a card issued outside Mexico where conversion is required, the same order comes to MXN$125 at Stripe. Conekta's published card rate on the same order is MXN$71 before IVA. A EukaPay payment uses no card, so no card issuer and no issuer country sit in it.

For the wider regional picture, the guide to choosing an

international payment gateway for Latin America

compares rails across the markets around Mexico. EukaPay sits beside your peso gateway as the rail for payers who hold stablecoins.

EukaPay gives a business selling to Mexico instant crypto-to-fiat conversion at a locked exchange rate to remove your exposure to crypto price swings, support for most major cryptocurrencies, and settlement in USD, EUR, GBP, and CAD to your bank account. EukaPay locks the exchange rate on every conversion by default, on pay-ins and on payouts.

A crypto payment confirms on-chain, so protection against chargebacks is a property of the payment method. The guide to

crypto chargebacks

explains what that means for disputes and refunds.

The same EukaPay account can send crypto payouts in USDC, USDT, ETH, or BTC. You can fund the payout balance by a transfer from your main balance or by a fiat deposit. Payouts are not tied to banking hours or the banking calendar. For a business with customers in Mexico, EukaPay is the gateway to add next. Keep a peso gateway for cards, SPEI, and cash, and send stablecoin payers a EukaPay payment link or invoice.

Create a EukaPay account

, complete verification, and provide your legal business information. Then generate an API key. A staging environment is available for development, and the

API documentation

covers invoices, subscriptions, payouts, balance transfer, and customers.

Can customers in Mexico pay with stablecoins through EukaPay?

Yes. A customer can pay in USDC, USDT, or another supported cryptocurrency through a EukaPay hosted payment page, invoice, or payment link.

Which currencies can I receive when a customer in Mexico pays with EukaPay?

Choose fiat settlement, and EukaPay settles to your own bank account in USD, EUR, GBP, or CAD. You can also choose to keep the payment in crypto.

Does EukaPay accept OXXO or SPEI payments?

No. EukaPay accepts stablecoin and crypto payments. A business can keep a peso gateway for cards, SPEI, and cash, and add EukaPay for payers who hold stablecoins.

Does EukaPay process credit card payments?

No. EukaPay does not process card transactions or issue merchant accounts.

How much does EukaPay charge per payment?

EukaPay pricing is agreed with the EukaPay team during onboarding, based on your volume.

Is the exchange rate locked when a payment converts to fiat?

Yes. EukaPay locks the exchange rate on every conversion by default, on pay-ins and on payouts.

Can a crypto payment be charged back?

A crypto payment confirms on-chain, so protection against chargebacks is a property of the payment method.

What do I need to start accepting payments with EukaPay?

Sign up, complete verification, provide your legal business information, and then generate an API key. A staging environment is available for development.