iGaming payment solutions: the four categories to compare

iGaming payment solutions fall into four categories: full-stack payment service providers, payment orchestration platforms, crypto payment providers, and integrations your own engineering team builds and owns. Most operators run two or three at once, because the deposit side and the withdrawal side fail for different reasons. EukaPay covers the crypto category on both sides. It takes player deposits in BTC, ETH, LTC, SOL, USDC, and USDT, sends player withdrawals on-chain, and settles to your bank account in USD, EUR, GBP, and CAD.

This guide compares them on what you integrate, who owns the engineering, how player payouts get sent, and what a published rate tells you.

A full-stack PSP gives you one integration, one contract, and one settlement file covering cards and local methods. If card deposits are most of your volume, this category is doing the work and should not be replaced. Two limits show up. The first is markets your acquirer serves poorly. The second is the withdrawal side, where a refund to the original card is not the same thing as paying a player out.

An orchestration platform receives each transaction and decides which of the processors you have already signed should get it. It is the right answer for an operator running six or more deposit processors and losing money to failed authorizations. It is the wrong answer for an operator running two, because it adds a layer without adding a payment method. Routing between processors that cannot serve a market still cannot serve it.

This is the category EukaPay is in. A player funds a hosted payment page in BTC, ETH, LTC, SOL, USDC, or USDT and the transfer confirms on-chain. The operator can then settle to a bank account in USD, EUR, GBP, or CAD. The same account sends player withdrawals in ETH, USDT, and USDC across Ethereum, Tron, and Bitcoin, one at a time through the Payout API or as a CSV recipient list in the dashboard.

Building direct connections removes a vendor margin and gives you full control of the payment logic. It also moves every future change onto your roadmap, because each new market, method, or asset becomes a ticket your team owns. Most operators build one or two strategic methods and buy the rest.

An iGaming payment solution is usually evaluated on deposits, because deposits are where conversion is measured. Withdrawals are where operators lose players. A failed deposit is a retry. A withdrawal that sits for days is a support ticket and a review.

Card rails handle the two directions with different tools. Deposits use an authorization. Payouts use a refund, a push-to-card scheme, or a bank transfer, each with its own coverage map and cut-off times. Crypto handles both with the same mechanic: a deposit is an inbound transfer that confirms on-chain, and a payout is an outbound transfer on the same networks. Crypto payouts are also not tied to banking hours or the banking calendar. That symmetry is why operators often add a crypto provider next to a card provider. For the deposit side method by method, see our

iGaming payment methods comparison

.

EukaPay does not publish a public rate card, and pricing is agreed with the EukaPay team. Two providers in the same category do publish one. BitPay's support documentation, updated July 1, 2026, lists 1-2% plus 25 cents per transaction, tiered by cumulative monthly volume. CoinGate's pricing page lists a 1% standard processing rate, with volume-based enterprise rates on request. A published percentage is easy to compare and it is not the number an operator ends up paying. It prices the deposit leg, and both providers move higher volume onto custom terms anyway. EukaPay's service shape is easier to check. Deposits are supported in BTC, ETH, LTC, SOL, USDC, and USDT. Player payouts are sent in ETH, USDT, and USDC. Fiat settlement reaches your bank account in USD, EUR, GBP, and CAD.

Rates above reflect BitPay's and CoinGate's own published pricing pages, read on August 26, 2026. Both change over time and should be checked on those providers' sites.

EukaPay runs deposits and withdrawals from one account. That account gives you instant crypto-to-fiat conversion at a locked exchange rate to remove your exposure to crypto price swings, support for most major cryptocurrencies like BTC, ETH, LTC, SOL, USDC, USDT, and settlement in USD, EUR, GBP, and CAD to your bank account. The locked rate applies by default on every conversion, on deposits and on player payouts. A crypto payment confirms on-chain, so protection against chargebacks is a property of the payment method.

For an operator already running a card processor, EukaPay closes the two gaps the card stack leaves open. The first is acceptance outside your acquirer's footprint. The second is player withdrawals that do not wait on a banking calendar. Build against staging, run test deposits and payouts, then have the pricing conversation. Our guide to

choosing an iGaming payment service provider

covers the rest of the evaluation.

Create an account at

app.eukapay.com/signup

, complete verification and your business details, then generate an API key. The deposit, payout, balance transfer, invoice, and subscription endpoints are documented at

docs.eukapay.com

, with staging for your developer (or coding agent) to build against.

What is an iGaming payment solution?

An iGaming payment solution is the provider or stack an operator uses to take player deposits and send player withdrawals. It covers the integration, the payment methods, the payout mechanism, and settlement.

Which cryptocurrencies can players deposit through EukaPay?

Most major cryptocurrencies like BTC, ETH, LTC, SOL, USDC, USDT. The player completes the transfer on a hosted payment page.

Can EukaPay send player withdrawals in crypto?

Yes. Payouts are sent in ETH, USDT, and USDC across Ethereum, Tron, and Bitcoin. Asset and network are set per payout, so players in the same run can be paid in different assets.

How do operators send a large batch of player withdrawals?

Upload the recipient list as a CSV file in the merchant dashboard. The Payout API creates one payout per request.

Does EukaPay settle to a bank account in fiat?

Yes. You choose fiat or crypto settlement, and fiat settlement reaches your own business bank account in USD, EUR, GBP, and CAD among other currencies. See

crypto merchant settlement for iGaming

.

Do I have to replace my card processor to add EukaPay?

No. Most operators add EukaPay next to an existing card provider to cover markets and player payouts the card stack handles poorly.

Does EukaPay publish a public rate card?

No. Pricing is agreed with the EukaPay team. What is fixed is the product shape: the assets on each side, the networks, and the settlement currencies.