iGaming payment service provider for stablecoins or crypto

August 24, 2026

iGaming payment service provider for stablecoins or crypto

Most operators choose an iGaming payment service provider on price, then meet the real criteria six months later. Deposits work. Payouts turn out to sit on a separate account with a narrower asset list. The reporting export gives one row per transaction and nothing that ties back to a settlement. The provider you picked on rate card alone becomes the reason your payments team spends every Monday matching numbers by hand.

EukaPay is built for this decision. One account takes player deposits in stablecoins or crypto, sends payouts, and settles the fiat to your bank. This guide sets out the criteria that decide a provider selection. It compares four crypto providers on four of them, and names where a different kind of provider fits better.

In this guide, you'll learn:

  • What an iGaming payment service provider covers on the deposit side, the payout side, and the settlement side

  • Six criteria worth scoring before you shortlist, and which ones buyers usually miss

  • How EukaPay, BitPay, CoinGate, and NOWPayments compare on published deposit, payout, settlement, and pricing terms

  • Where a card acquirer belongs in your stack instead of a crypto provider

What does an iGaming payment service provider handle for deposits and payouts?

A provider selection covers three separate pieces of work, and a rate card only prices the first one.

The deposit side - how a player's money reaches your platform

EukaPay's Payment API returns a hosted payment page URL, and the player completes the transfer in a browser. Invoices, payment links, and checkout are also available if you want a working deposit flow before you write any code. Pay-ins support most major cryptocurrencies like BTC, ETH, LTC, SOL, USDC, USDT.

The payout side - how winnings leave your platform

This side is where asset lists narrow and where buyers get surprised. EukaPay sends payouts in ETH, USDT, and USDC, and the asset and network are set per payout, so different players in the same run can be paid on different networks. Mass payouts run from a recipient list uploaded as a CSV file in the merchant dashboard. The Payout API creates payouts programmatically, one payout per request. The payout balance is funded by transferring from your main account balance, and payouts are not tied to banking hours or the banking calendar.

The settlement side - how the money reaches your bank

Fiat settlement reaches your own company bank account in USD, EUR, GBP, or CAD. Settlement is a separate step from conversion, and the two often get quoted as one number. Ask a shortlisted provider to describe both.

Six criteria for evaluating an iGaming payment provider

Score every shortlisted provider on all six. The last two are the ones buyers skip and later regret.

  1. Deposit and payout coverage on one account.

    Can the same account take a deposit and send a payout, and does the payout asset list match the deposit asset list? It usually does not.

  2. Asset and network coverage.

    Ask for the assets and the networks by name, not a count. A headline currency count says nothing about paying a player in USDC on the network they use.

  3. Fiat settlement currencies.

    Which currencies land in your bank account, and is the list the same one used at checkout?

  4. Exchange rate handling.

    Is the rate locked by default, or is locking something you opt into? Does it cover payouts as well as deposits?

  5. Integration surface.

    API reference quality, webhook behavior, and whether a staging environment is available for development.

  6. Reporting and reconciliation.

    Can you export a settlement-level view, not just a transaction list? That export decides how your finance team feels about the choice in month four.

The

criteria an iGaming payment gateway should meet

go deeper on the integration and reporting items.

EukaPay, BitPay, CoinGate, and NOWPayments compared on four criteria

EukaPay

BitPay

CoinGate

NOWPayments

Deposits and payouts on one account

Yes. Pay-ins take BTC, ETH, LTC, SOL, USDC, USDT. Payouts send ETH, USDT, USDC

Payments and payouts both offered

Payments and crypto payouts both offered

Payments and mass payouts both offered

Fiat settlement currencies

USD, EUR, GBP, CAD to your own bank account

AUD, CAD, EUR, GBP, MXN, NZD, USD

EUR, GBP, USD, or crypto

Not listed on the pricing page

Exchange rate locked on conversion

By default on every conversion, on pay-ins and on payouts

Not stated on the pricing page

Locked at the moment of payment

Not stated on the pricing page

Pricing structure

Volume-based, confirmed during onboarding

Tiered by volume, 2% to 1%, plus a per-transaction charge

1% standard, custom volume-based on Enterprise

0.5% service fee

Check websites for latest and up to date information.

EukaPay answers the deposit criterion and the payout criterion from one account and one asset list. Pricing models differ in shape as well as in headline rate. CoinGate publishes 1% on its standard plan and custom rates on Enterprise. NOWPayments publishes a 0.5% service fee. BitPay's pricing page notes that higher fees apply for high-risk industries, so confirm which rate would apply to your account. EukaPay runs the deposit side, the payout side, and the fiat settlement from the same account, so one conversation covers all three.

Where a card acquirer fits better than an iGaming payment service provider

One criterion genuinely favors a different kind of provider, and it is better to say so plainly. If your players expect cards and local bank transfer, a crypto provider is not the answer to that requirement, and EukaPay does not claim to be. Card acquiring, local alternative payment methods, and the routing between them are a card acquirer's job. An operator whose deposit mix is mostly card should buy that capability from a specialist.

What a crypto provider fixes is the part of the mix cards handle badly. Every extra country in your player list adds another issuer and another set of rules your acquirer did not write. Running EukaPay alongside a card acquirer covers the deposits and the payouts your card rails decline. The

payment methods an iGaming operator can compare

set the two side by side.

One platform for deposits, payouts, and fiat settlement

EukaPay runs your player deposits, your player payouts, and your fiat settlement on one account. You get instant crypto-to-fiat conversion at a locked exchange rate to remove your exposure to crypto price swings, support for most major cryptocurrencies, and settlement in USD, EUR, GBP, and CAD to your bank account. A crypto payment confirms on-chain, so protection against chargebacks is a property of the payment method.

EukaPay is the shortlist entry that answers the deposit criterion, the payout criterion, and the settlement criterion from one integration. Read the

iGaming crypto payments guide

for the operator view, or the

platform provider guide

if you supply operators instead of running one. Then put EukaPay in a staging environment and test a deposit and a payout against your own flow.

Get started with EukaPay

Create an account at

app.eukapay.com/signup

and read the endpoints at

docs.eukapay.com

. The

iGaming use case page

covers what the deposit and payout flow looks like for an operator.

Frequently asked questions

What is an iGaming payment service provider?

It is the provider that takes player deposits, sends player payouts, and settles money to the operator's bank account. Some providers cover only one of the three, so confirm all three before shortlisting.

What should an operator look for in an iGaming payment provider?

Deposit and payout coverage on one account, the named assets and networks, the fiat settlement currency list, exchange rate handling, the integration surface, and the reporting export. Price is the last of the six, not the first.

Can one provider handle both player deposits and player payouts?

Yes. EukaPay takes deposits and sends payouts from the same account, with the payout balance funded by transferring from your main account balance.

Which cryptocurrencies can an iGaming operator accept and pay out with EukaPay?

Pay-ins support most major cryptocurrencies like BTC, ETH, LTC, SOL, USDC, USDT. Payouts are sent in ETH, USDT, and USDC, and asset and network are set per payout.

What fiat currencies does EukaPay settle in?

Fiat settlement reaches your own company bank account in USD, EUR, GBP, or CAD, and payouts are not tied to banking hours or the banking calendar.

How does EukaPay handle exchange rate movement between payment and settlement?

EukaPay locks the exchange rate on every conversion by default, on pay-ins and on payouts. The lock applies to both sides of the account as standard behavior.

Does EukaPay replace a card acquirer?

No. EukaPay handles crypto deposits, crypto payouts, and fiat settlement, so an operator whose players expect cards should keep a card acquirer and run EukaPay alongside it.

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