Introducing broker commissions are small, frequent, and cross-border. The banking system charges most for exactly that kind of payment. The World Bank's Remittance Prices Worldwide report, Issue 54, published September 2025, put the global average cost of sending $200 at 6.36 percent in Q3 2025. The number was 6.49 percent in Q1 2025. Commercial wires are priced on a different schedule, but the direction holds: a small cross-border transfer carries the worst ratio of cost to amount.

EukaPay pays that cycle as a single payout run in stablecoins or crypto instead. You upload a commission list to the merchant dashboard, or you call the Payout API from your partner portal. Each IB receives USDC, USDT, or ETH against a reference you can look up later.

An IB commission schedule creates many small payments, not a few large ones. A broker with 120 active introducing brokers sends 120 separate transfers a month. Each one can carry its own fixed transfer fee, and each one may pick up further charges from correspondent banks along the route. The commission itself might be $400. The transfer fee and any correspondent charges come out of that same $400.

The second cost is FX. Your back office calculates the rebate in the account currency, then the receiving bank converts it again at its own rate. Neither conversion is under your control. The number the IB sees in their statement often disagrees with the number in your partner portal, and that gap generates support tickets every cycle.

The third cost is time. Wires only move on banking days in both the sending and the receiving market. A cycle that closes on the last day of the month may land several banking days later. Public holidays in either market extend it further.

The payment is a single hop.

A crypto payout goes from your payout balance to the IB's wallet address. No chain of correspondent banks sits between the two, so the route does not add participants as the destination market gets further away.

The amount is denominated before it moves.

When you pay in USDC or USDT, the amount your back office calculated is the amount the IB reads on arrival. No second conversion is applied by a receiving bank, so the partner portal and the IB's own records can agree.

The run does not depend on the banking calendar.

A crypto payout does not travel through the banking system. It is not held by banking hours or by public holidays in either market.

Steps one through four are the dashboard route. Step five is the API route, for brokers who trigger the cycle from their own portal.

1. Export the commission file from your broker back office.

Your back office already computes the rebate, the revenue share, or the CPA per IB. Export it as a CSV with one line per IB: the wallet address, the amount, the asset, and the network. Keep the asset and the network fields in your own IB record, so the file builds itself each cycle.

2. Fund the payout balance.

The payout balance is funded by transferring from your account's main balance. Do this before the run, so the cycle is not waiting on an internal transfer.

3. Upload the list to the merchant dashboard.

EukaPay validates the uploaded list and shows it with its recipients and amounts before anything is sent. Review it against the total in your back office. If the two disagree, the export is where to fix it.

4. Send the run and record the references.

Each payout has its own reference that can be looked up. Pull those references back into your partner portal against the IB record. A commission query later then resolves against one identifier instead of a bank statement search.

5. Move the cycle to the Payout API when it is worth automating.

The Payout API creates crypto payouts programmatically, one payout per request. A broker whose portal already calculates commissions can loop the schedule and send each line from the portal, which removes the export step. Our

developer walkthrough of the EukaPay API

covers authentication and the first call.

This route fits a broker whose IB network is geographically spread and whose commission amounts are small relative to the fixed cost of a wire. If your top five IBs take most of the commission pool and all bank in your own market, the wire run is probably fine. The math changes once the number of small IBs is large.

It also fits brokers where the partnerships team, not the finance team, absorbs the cycle. A cycle that today means 120 manual transfers plus a week of commission email becomes one file plus one review. The same pattern applies to

crypto mass payouts for contractors and affiliates

, and to

sending 200 affiliate payouts in one batch

. A broker running both an IB program and an affiliate program can use one account for both.

Finally, it fits brokers who already take deposits in crypto. If traders fund accounts in stablecoins, paying the IB network in stablecoins keeps both sides of the business in the same assets.

You still run the commission calculation yourself. Your back office applies the lot rebate, the tier thresholds, the qualification rules, and any clawback logic. EukaPay sends what the file says, so the file is the control point, and the review in step three is the control.

Reconciliation works off references instead of bank narratives. Each payout carries its own reference, so month-end close matches a reference to an IB record. Ask your accounting team to add a reference column to the commission ledger before the first run.

You can still settle in fiat. Collections can settle to your own bank account in USD, EUR, GBP, and CAD while the IB network is paid in crypto. The two decisions are independent.

The same EukaPay account that pays the IB network can take trader deposits and settle them to your bank. That means instant crypto-to-fiat conversion at a locked exchange rate to remove your exposure to crypto price swings, support for most major cryptocurrencies, and settlement in USD, EUR, GBP, and CAD to your bank account. Deposits accept a wider set of cryptocurrencies than a payout run sends. EukaPay locks the exchange rate on every conversion by default, on pay-ins and on payouts. A crypto payment confirms on-chain, so protection against chargebacks is a property of the payment method.

For a broker running an IB program, the recommendation is to start with the dashboard route on one commission cycle. Keep the wire run as the fallback for that month, and compare the two on cost and on support volume. Once the numbers hold, move the schedule to the Payout API.

Create a EukaPay account

to set up the payout side and run your first IB commission cycle from the dashboard. A developer (or coding agent) can read the payout endpoints, the balance-transfer call, and the authentication flow at

docs.eukapay.com

.

How do brokers pay introducing broker commissions in crypto?

Export the commission list from your back office as a CSV, then upload it in the EukaPay merchant dashboard. The list is validated and shown with its recipients and amounts before anything is sent.

Which cryptocurrencies can EukaPay send to introducing brokers?

Payouts are sent in USDC, USDT, and ETH. The pay-in side supports a wider set of cryptocurrencies.

Can I pay different IBs in different assets in the same run?

Yes. The asset and the network are set per payout, so one IB can receive USDC and another can receive USDT in the same run.

How do I fund a payout balance before an IB commission run?

Transfer from your account's main balance to the payout balance. Do it before the cycle closes, so the run is not waiting on the transfer.

Can introducing broker commission payouts be automated through an API?

The Payout API creates crypto payouts programmatically, one payout per request. A broker portal that already calculates commissions can send each line itself, which removes the CSV export from the cycle.

Do crypto commission payouts stop on weekends and public holidays?

Crypto payouts are not tied to banking hours or the banking calendar, so a commission cycle that closes outside banking days is not held by them.

How do I reconcile IB commission payouts at month-end?

Each payout has its own reference that can be looked up. Store the reference against the IB record in your partner portal, then match references to commission lines at close.

Can I settle in fiat while still paying IBs in crypto?

Yes. Settlement to your own bank account in USD, EUR, GBP, and CAD is a separate decision from how you pay the IB network.