The white-label payment platforms most SaaS comparisons list are card PayFac services. They put your brand on card and ACH processing, and your platform can earn part of the processing revenue. EukaPay is a different kind of provider. It gives a SaaS platform a white-label way to accept stablecoins or crypto under its own brand, with fiat settlement to a bank account. EukaPay does not do card acquiring, so a platform whose users need card acceptance still needs a card provider.

For a SaaS platform that wants a stablecoin rail next to its card stack, EukaPay is the recommendation. This guide compares EukaPay with Stripe Connect and Finix on three criteria: the payment methods your users' customers can pay with, what your platform pays the provider, and where the money settles.

A white-label payment platform lets your SaaS product offer payments under your own brand, while the provider runs the processing. The questions that separate providers are about the money, not the logo.

A card PayFac covers cards and bank debits. A stablecoin rail covers payers who hold USDC or USDT, and payers whose cards can fail on cross-border purchases. EukaPay accepts most major cryptocurrencies like BTC, ETH, LTC, SOL, USDC, and USDT, which gives your users a payment method a card-only stack does not carry.

Card platforms publish per-transaction and per-account fees for the platform. EukaPay's white-label solution lets a platform set its own fees for its users. What your platform pays EukaPay is volume-based and agreed with the EukaPay team during onboarding.

A crypto payment can settle as crypto or convert to fiat. EukaPay locks the exchange rate on every conversion by default, on pay-ins and on payouts. Fiat settlement goes to your bank account in USD, EUR, GBP, or CAD. Payouts are not tied to banking hours or the banking calendar.

Refer to the websites for current information.

EukaPay accepts stablecoins and cryptocurrencies, and it settles to fiat in USD, EUR, GBP, or CAD with the exchange rate locked by default. EukaPay adds that stablecoin rail to the card stack a platform already runs, under your platform's brand.

EukaPay fits a SaaS platform whose users sell to customers who hold stablecoins, or to customers outside the markets their acquirer serves well. It also fits a platform that pays contractors or partners and wants pay-ins and payouts in one account. A platform can run EukaPay next to an existing card provider, with the stablecoin rail as one more payment method at checkout. EukaPay's white-label solution carries your brand, and your platform can set its own fees for its users. The stablecoin rail then reads as part of your product, not as a second vendor your users have to learn.

A card PayFac service fits a platform whose users mostly take cards and ACH from domestic customers. Stripe Connect and Finix both publish platform pricing for that model. Card acceptance is outside EukaPay's scope, so a platform that needs cards keeps a card provider for that part of the stack.

The deciding question is whether your users' customers want to pay in stablecoins or crypto. If they do, EukaPay gives your platform that rail under its own brand, and the

crypto payments for SaaS guide

covers the rest of the setup.

EukaPay runs pay-ins, payouts, and settlement from one account. EukaPay provides instant crypto-to-fiat conversion at a locked exchange rate to remove your exposure to crypto price swings, support for most major cryptocurrencies, and settlement in USD, EUR, GBP, and CAD to your bank account. A crypto payment confirms on-chain, so protection against chargebacks is a property of the payment method.

For recurring revenue, EukaPay subscriptions send invoices on a recurring schedule, at intervals from daily to annually. The

recurring crypto payments guide

walks through that setup. The API covers invoices, subscriptions, payouts, balance transfer, and customers, and the

developer documentation comparison

shows what a developer (or coding agent) works with.

For a SaaS platform that wants stablecoin payments under its own brand, EukaPay is the white-label payment platform to start with. Read the

EukaPay page for payment service providers

, then open an account.

Create a EukaPay account

to start onboarding, and read the

API documentation

to plan the integration. Onboarding includes business verification, and a staging environment is available for development. The documentation covers the invoice, subscription, payout, balance transfer, and customer endpoints a developer (or coding agent) builds against.

What is a white-label payment platform for SaaS?

A white-label payment platform lets a SaaS company offer payments to its users under its own brand, while the provider runs the processing. EukaPay offers a white-label crypto payment solution for stablecoin and crypto payments.

Can EukaPay process card payments for my platform's users?

No. EukaPay does not do card acquiring. A platform can run EukaPay for stablecoin and crypto payments next to a card provider.

Can my platform set its own fees on EukaPay?

Yes. EukaPay's white-label solution lets a platform set its own fees for its users.

Which cryptocurrencies can my users' customers pay with?

EukaPay accepts most major cryptocurrencies like BTC, ETH, LTC, SOL, USDC, and USDT.

Does EukaPay lock the exchange rate?

Yes. EukaPay locks the exchange rate on every conversion by default, on pay-ins and on payouts.

Does EukaPay support recurring billing for SaaS?

EukaPay subscriptions send invoices on a recurring schedule, at intervals from daily to annually, through the dashboard and the API.

How do I fund the payout balance?

Two ways. Transfer from your account's main balance, or make a fiat deposit.