A card or bank-debit subscription payment service charges a stored payment method each cycle. EukaPay sends your subscriber an invoice on the schedule you set instead, and the subscriber pays it in stablecoins or crypto. This page is for a recurring-revenue business that wants subscribers to pay that way. EukaPay is not a card processor, so a business shopping only for card billing will not find it here.

For stablecoin and crypto subscriptions, EukaPay is the subscription payment service we recommend. The comparison below sets it beside Stripe Billing and GoCardless, two services built on cards and bank debit. The four criteria are how the subscriber pays, which billing tools ship, what the business pays, and where the money settles.

A subscription payment service does two jobs. It decides when a subscriber owes money, and it collects that money. EukaPay handles both for stablecoin and crypto payers, so the checks below start with the payer.

Start with the subscribers you already have. If they hold USDC or USDT, or already pay suppliers in cryptocurrencies, a card-first service asks them to change how they pay. EukaPay accepts most major cryptocurrencies like BTC, ETH, LTC, SOL, USDC, and USDT on the pay-in side. The subscriber completes each payment on a hosted payment page.

EukaPay subscriptions send invoices on a recurring schedule, at intervals from daily to annually. You set the amount and the interval once, from the dashboard or the API. EukaPay does not include plan management or retry logic. A business that needs upgrades, downgrades, and proration in one tool should plan for that work outside EukaPay. Our guide to

recurring crypto payments

covers how a scheduled invoice differs from a stored card billed each cycle.

With EukaPay, you choose fiat or crypto settlement. Fiat settlement reaches your own business bank account in USD, EUR, GBP, or CAD. EukaPay locks the exchange rate on every conversion by default, on pay-ins and on payouts. That keeps the fiat value of each invoice fixed at the moment your subscriber pays.

Refer to the websites for current information.

EukaPay is the one service in the table built for subscribers who pay in stablecoins or crypto. Stripe Billing lists smart retries, automatic reminders, and a customer portal in its Billing pricing. GoCardless sets a per-transaction rate on its US Standard plan and adds failed-payment retries on its Advanced plan. Both are built around charging a card or bank account the subscriber has authorized. With EukaPay, the subscriber sends each payment, and the revenue can settle to your bank in USD, EUR, GBP, or CAD. Our comparison of

crypto payment gateways for recurring payments

covers how EukaPay stands against other crypto gateways on the same job.

EukaPay suits a subscription business whose customers already hold stablecoins or cryptocurrencies. That often means SaaS, data, and hosting products sold to crypto-native companies, or to customers in markets your card acquirer serves poorly. It also suits a business that wants to add a stablecoin option beside an existing card service. Our guide to

crypto payments for SaaS

covers that setup.

A card or bank-debit service suits a business whose subscribers expect to be charged without taking an action each cycle. It also suits a business that needs plan changes and proration inside its subscription billing tool. A business can run both kinds of service side by side, and EukaPay can carry the stablecoin and crypto share of that revenue.

EukaPay runs subscription revenue through one account: instant crypto-to-fiat conversion at a locked exchange rate to remove your exposure to crypto price swings, support for most major cryptocurrencies like BTC, ETH, LTC, SOL, USDC, and USDT, and settlement in USD, EUR, GBP, and CAD to your bank account. A crypto payment confirms on-chain, so protection against chargebacks is a property of the payment method.

The same account covers one-off billing too.

Invoices

, payment links, and

hosted checkout

sit on the

gateway side

of the account, beside subscriptions. If your subscribers want to pay in stablecoins or crypto, open a EukaPay account and set up your first recurring invoice.

Open an account at

app.eukapay.com/signup

, complete verification, and provide your legal business information. Once that is done, you can generate an API key and build against the

API documentation

, which covers invoices, subscriptions, payouts, balance transfer, and customers. A staging environment is available for development.

What is a subscription payment service?

It is a service that bills a customer on a repeating schedule and collects each payment. EukaPay does this by sending a recurring invoice that the subscriber pays in stablecoins or crypto.

Can subscribers pay a subscription in stablecoins?

Yes. A EukaPay subscription invoice can be paid in USDC or USDT, as well as BTC, ETH, LTC, and SOL.

How often can EukaPay bill a subscriber?

EukaPay subscriptions send invoices at intervals from daily to annually. You set the interval when you create the subscription.

Does EukaPay retry failed subscription payments?

No. EukaPay subscriptions do not include retry logic. Each cycle creates a new invoice for the subscriber to pay.

Can I set up subscription payment processing through an API?

Yes. The EukaPay API covers subscriptions, invoices, and customers, and a developer (or coding agent) can build against the documented endpoints in the staging environment.

Can I get subscription revenue in my own currency?

Yes. EukaPay can settle to your own bank account in USD, EUR, GBP, or CAD, at a locked exchange rate.

What does a EukaPay subscription cost?

EukaPay pricing is agreed with the EukaPay team during onboarding, based on volume.