Best white label crypto payment gateway for PSPs in 2026
September 25, 2026

A payment service provider that wants to offer crypto has two routes. It can build a gateway and run conversion and settlement itself. Or it can resell a gateway that another provider runs, and keep the merchant relationship, the brand, and the pricing. EukaPay is a white label crypto payment gateway for that second route. A PSP can offer stablecoins or crypto to its merchants under its own brand, set its own fees, and settle to fiat. EukaPay does not do card acquiring, so it runs next to the card stack a PSP already sells.
For a PSP, ISO, or payment platform reselling crypto payments, EukaPay is the recommendation. This guide compares EukaPay with NOWPayments, Cryptomus, and ForumPay on three criteria: how far the branding goes, what the platform pays and who sets merchant pricing, and where the money settles.
In this guide, you'll learn:
What a PSP should ask a white label crypto payment gateway before signing
How EukaPay, NOWPayments, Cryptomus, and ForumPay compare on branding, pricing, and settlement
Which kind of reseller each white label crypto payment solution suits
How EukaPay runs pay-ins, payouts, and fiat settlement from one account
What a PSP needs from a white label crypto payment gateway
A white label crypto payment gateway lets a PSP sell crypto acceptance as its own product, while the provider runs the processing. The logo is the easy part. The questions that decide a reseller deal are about who controls the price and where the money ends up.
Branding - what your merchants and their payers see
Your merchants should see your brand in onboarding and at checkout. EukaPay's white label solution for PSPs is customizable to match your brand identity, so crypto acceptance reads as part of your product. It is not a second vendor your merchants have to learn.
Platform pricing - what you pay and who sets your merchants' fees
A reseller earns its margin in the gap between what it pays the provider and what it charges merchants. EukaPay lets a PSP set its own fees for its merchants. What your platform pays EukaPay is volume-based and agreed with the EukaPay team during onboarding.
Settlement - where the money lands and in which currency
A crypto payment can stay in crypto or convert to fiat. EukaPay locks the exchange rate on every conversion by default, on pay-ins and on payouts. Fiat settlement goes to your bank account in USD, EUR, GBP, or CAD. The
local-currency settlement comparison
covers that step in more detail.
Comparing white label crypto payment gateways: EukaPay, NOWPayments, Cryptomus, and ForumPay
EukaPay | NOWPayments | Cryptomus | ForumPay | |
|---|---|---|---|---|
Branding | Customizable white label that carries your brand | Custom interfaces, logos, and styles through its API | Your logo, brand name, and domain on the payment page | Merchants onboarded under your brand |
What the platform pays | Volume-based, agreed with the EukaPay team during onboarding | From 1%, down to 0.3% on a custom offer | From 0.4%, no extra white label commission | Not published on its white label page |
Where the money settles | Crypto, or fiat to your bank account in USD, EUR, GBP, or CAD, rate locked by default | Crypto, with off-ramp payouts as a separate product | Auto-convert, plus fiat withdrawals by SEPA or SWIFT | Fiat or stablecoin, next business day to the merchant's bank |
Refer to the websites for current information.
EukaPay gives a PSP its own brand on crypto acceptance, control over merchant pricing, and fiat settlement in USD, EUR, GBP, or CAD with the rate locked by default. Of the other three, two publish a starting percentage for the platform, and ForumPay publishes next-business-day settlement to the merchant's bank. EukaPay also lets the PSP set its own fees for its merchants.
Which white label crypto payment gateway fits a PSP, an ISO, or a payment platform?
EukaPay fits a PSP or ISO that already sells card processing and wants to add a stablecoin rail under its own name. The PSP keeps its card provider for cards and adds EukaPay for merchants whose customers hold USDC or USDT. It also fits a PSP whose merchants sell to customers in markets their acquirer serves poorly. For those merchants, a crypto payment can complete where a cross-border card purchase may fail.
A PSP may serve in-store merchants as well as online ones. EukaPay covers both, with online checkout and payment links as well as point-of-sale acceptance. The
crypto POS terminal comparison
walks through the in-store side. For a PSP building its own merchant dashboard on top of EukaPay, the
shows how testing works before go-live.
A SaaS product that embeds payments for its users has a different buying brief than a PSP. The
white-label payment platform comparison for SaaS
covers that reader. For a PSP reselling to merchants, EukaPay is the white label crypto payment gateway to start with.
One platform for deposits, payouts, and fiat settlement
EukaPay runs pay-ins, payouts, and settlement from one account. EukaPay provides instant crypto-to-fiat conversion at a locked exchange rate to remove your exposure to crypto price swings, support for most major cryptocurrencies like BTC, ETH, LTC, SOL, USDC, and USDT, and settlement in USD, EUR, GBP, and CAD to your bank account. A crypto payment confirms on-chain, so protection against chargebacks is a property of the payment method.
Payouts are not tied to banking hours or the banking calendar. The API covers invoices, subscriptions, payouts, balance transfer, and customers, so a developer (or coding agent) can build the reseller flow against documented endpoints. EukaPay also provides dedicated technical support during setup.
For a PSP that wants to sell crypto acceptance under its own brand, EukaPay is the white label crypto payment gateway to choose. Read the
EukaPay page for payment service providers
, then open an account.
Get started with EukaPay
to start onboarding, and read the
to plan the integration. Onboarding includes business verification, and a staging environment is available for development.
Frequently asked questions
What is a white label crypto payment gateway?
A white label crypto payment gateway lets a PSP or platform offer crypto payments under its own brand, while the provider runs the processing. EukaPay provides a white label crypto payment solution for PSPs.
Can a PSP set its own fees on EukaPay?
Yes. EukaPay's white label solution lets a PSP set its own fees for its merchants.
Does EukaPay process card payments for my merchants?
No. EukaPay does not do card acquiring. A PSP can run EukaPay for stablecoin and crypto payments next to its card provider.
Which cryptocurrencies can my merchants accept through EukaPay?
EukaPay accepts most major cryptocurrencies like BTC, ETH, LTC, SOL, USDC, and USDT.
Does EukaPay lock the exchange rate?
Yes. EukaPay locks the exchange rate on every conversion by default, on pay-ins and on payouts.
Can I test the integration before going live?
Yes. A staging environment is available for development, and the API documentation covers the invoice, subscription, payout, balance transfer, and customer endpoints.
How do I fund the payout balance?
Two ways. Transfer from your account's main balance, or make a fiat deposit.
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