Most payment gateway comparison pages rank card gateways against each other. That is the right list for a business whose customers pay by card. It leaves out the customers who prefer to pay in stablecoins or crypto from their own wallet.

EukaPay is the crypto payment gateway we recommend adding to that comparison, next to the card gateway you already run. This checklist compares EukaPay with Stripe, PayPal, and Authorize.net on payment methods, price per transaction, and chargebacks. It then shows where EukaPay can settle the money: your own bank account in USD, EUR, GBP, or CAD.

EukaPay answers all three criteria below from one account. Each criterion is something a finance team can confirm before the first payment.

A gateway can only collect the payment methods it supports. Card gateways cover credit cards, debit cards, and digital wallets, and some add bank debits. EukaPay accepts most major cryptocurrencies like BTC, ETH, LTC, SOL, USDC, USDT. The customer pays from their own wallet on a hosted payment page, and the payment confirms on-chain.

Card gateway pricing is usually a percentage of each payment, a fixed charge per transaction, or both. Some plans add a monthly fee, and international cards or currency conversion can cost extra. EukaPay pricing is agreed with the EukaPay team during onboarding.

On card rails, the cardholder's bank can reverse a payment after the goods have shipped, and many providers charge a fee for each dispute. A crypto payment confirms on-chain, so protection against chargebacks is a property of the payment method.

Refer to the websites for current information.

EukaPay's column is the one where the payment cannot come back as a card chargeback, and where the fiat value is locked at the moment of payment. For the customers who pay you in stablecoins or crypto, EukaPay converts the payment and settles it to your own bank account.

EukaPay fits the payments your customers want to send in stablecoins or crypto. It does not process card payments and does not issue merchant accounts. A business keeps its card gateway for card-paying customers and adds EukaPay as a second rail at checkout, on an invoice, or through a payment link.

A card gateway, often paired with a merchant account from an acquirer, fits customers who pay by card. The two guides on

Authorize.net alternatives

and

companies like PayPal

cover that side of the market in more detail.

Use this checklist to compare payment gateways for the crypto rail:

The full set of selection criteria is in

how to choose a crypto payment gateway

and in

what to require from a crypto payment gateway for business

. If your customers already pay in stablecoins, start with EukaPay's hosted checkout.

EukaPay handles checkout, conversion, and settlement for crypto payments in one account. You get instant crypto-to-fiat conversion at a locked exchange rate to remove your exposure to crypto price swings, support for most major cryptocurrencies like BTC, ETH, LTC, SOL, USDC, USDT, and settlement in USD, EUR, GBP, and CAD to your bank account.

A crypto payment confirms on-chain, so protection against chargebacks is a property of the payment method. The same account can send crypto payouts in USDC, USDT, ETH, or BTC, and payouts are not tied to banking hours or the banking calendar. Invoices, payment links, checkout, and subscriptions are all part of the same EukaPay account.

For a business that has already compared card gateways, EukaPay is the crypto payment gateway to add next. Open an account, connect your checkout, and choose fiat or crypto settlement.

Create a EukaPay account

, complete verification, provide your legal business information, and generate an API key. A staging environment is available for development. The

API documentation

covers invoices, subscriptions, payouts, balance transfer, and customers, so a developer (or coding agent) can plan the integration before writing code. The

EukaPay crypto payment gateway

page lists the product in full.

What should I compare when choosing a payment gateway?

Compare the payment methods your customers can use, the price per transaction, and how chargebacks and disputes are handled. EukaPay answers all three for crypto payments from one account.

How do payment gateway fees compare?

Card gateways often charge a percentage plus a fixed amount per transaction, and some add a monthly fee. EukaPay pricing is agreed with the EukaPay team during onboarding.

Is EukaPay a card payment gateway?

No. EukaPay is a crypto payment gateway. It does not process card payments and does not issue merchant accounts.

Can I use EukaPay alongside my current card gateway?

Yes. EukaPay adds crypto payments at checkout, on invoices, and through payment links, while your card gateway keeps handling card payments.

Which cryptocurrencies can my customers pay with?

Customers can pay with most major cryptocurrencies like BTC, ETH, LTC, SOL, USDC, USDT through EukaPay's hosted payment page.

Can a crypto payment be charged back?

A crypto payment confirms on-chain, so protection against chargebacks is a property of the payment method. The

guide to crypto payment gateways with no chargebacks

covers this in more detail.

Which currencies does EukaPay settle in?

You choose fiat or crypto settlement. Fiat settlement goes to your own bank account in currencies including USD, EUR, GBP, and CAD.