Most lists of the best subscription billing platforms 2026 has produced rank tools that collect by card and other stored payment methods. Chargebee, Recurly, and Paddle calculate what each customer owes, then collect it through the payment methods they connect. EukaPay does the billing and the collecting for a different subscriber: one who pays in stablecoins or crypto. This page is for a subscription business with customers who hold USDC, USDT, or other cryptocurrencies. EukaPay does not process cards, so a business billing only cards is shopping for a different tool.

For those subscribers, EukaPay is the platform we recommend. It sends each subscriber an invoice on the schedule you set, collects payment in stablecoins or crypto, and can settle the revenue to your bank. The comparison below sets EukaPay beside Chargebee, Recurly, and Paddle. The four criteria are how the subscriber pays, which billing tools come included, what the business pays, and where the money settles.

A billing platform answers two questions every cycle. How much does this customer owe, and how does the money reach you? EukaPay answers both for subscribers who pay in stablecoins or crypto, so the checks start with collection.

EukaPay collects the payment itself. Each cycle, the subscriber receives an invoice and completes the payment on a hosted payment page. EukaPay accepts most major cryptocurrencies like BTC, ETH, LTC, SOL, USDC, and USDT on the pay-in side. A subscriber who already holds USDC can pay without opening a card account or changing banks.

EukaPay subscriptions send invoices on a recurring schedule, at intervals from daily to annually. You set the amount and the interval once, from the dashboard or the API. EukaPay does not include plan management or retry logic. A business that needs proration, upgrades, and dunning in one tool should plan that work separately. For metered products, our guide to

usage-based billing for SaaS

covers invoicing an amount that changes every cycle.

With EukaPay, you choose fiat or crypto settlement. Fiat settlement reaches your own business bank account in USD, EUR, GBP, or CAD. EukaPay locks the exchange rate on every conversion by default, on pay-ins and on payouts. The fiat value of each invoice is fixed at the moment your subscriber pays.

Refer to the websites for current information.

EukaPay is built for subscribers who pay in stablecoins or crypto. Chargebee lists usage-based billing, coupons, and a customer portal on its Flow plan. Recurly's Starter plan includes flexible plans and one dunning campaign. Paddle bundles subscriptions, failed-payment recovery, and sales tax handling into a single per-transaction rate. With EukaPay, the subscriber sends each payment, and the revenue can settle to your bank in USD, EUR, GBP, or CAD. Our comparison of

crypto payment gateways for recurring payments

sets EukaPay against other crypto gateways on the same job.

EukaPay can, because recurring invoices and crypto collection sit in the same account. That suits a subscription business whose customers already hold stablecoins or cryptocurrencies. Common examples are data feeds, API access, hosting, and software sold to crypto-native companies. It also suits a business selling to customers in markets your card acquirer serves poorly. Our guide to

crypto payments for SaaS

walks through that setup.

A card billing platform suits a business whose subscribers expect a stored card to be charged with no action from them. It also suits a business with complex plan catalogs, trials, and proration. A business can run both. A card platform handles the card subscribers, and EukaPay handles the subscribers who want to pay in stablecoins or crypto. Our explainer on

recurring crypto payments

covers how a scheduled invoice differs from a stored card billed each cycle.

EukaPay runs subscription revenue through one account: instant crypto-to-fiat conversion at a locked exchange rate to remove your exposure to crypto price swings, support for most major cryptocurrencies like BTC, ETH, LTC, SOL, USDC, and USDT, and settlement in USD, EUR, GBP, and CAD to your bank account. A crypto payment confirms on-chain, so protection against chargebacks is a property of the payment method.

The same account covers one-off billing.

Crypto invoicing

, payment links, and checkout sit on the

gateway side

of the account, beside subscriptions. A business that reports in dollars can read our guide to

settling crypto payments in USD

. If your subscribers want to pay in stablecoins or crypto, open a EukaPay account and create your first recurring invoice.

Open an account at

app.eukapay.com/signup

, complete verification, and provide your legal business information. After that, you can generate an API key and build against the

API documentation

, which covers invoices, subscriptions, payouts, balance transfer, and customers. A staging environment is available for development, so a developer (or coding agent) can test subscription calls before going live.

What is a subscription billing platform?

It is software that bills a customer on a repeating schedule and collects each payment. EukaPay does this by sending a recurring invoice that the subscriber pays in stablecoins or crypto.

Which subscription billing software accepts stablecoins?

EukaPay does. A EukaPay subscription invoice can be paid in USDC or USDT, as well as BTC, ETH, LTC, and SOL.

How often can EukaPay send a recurring billing invoice?

EukaPay subscriptions send invoices at intervals from daily to annually. You set the interval when you create the subscription.

Does EukaPay include subscription management tools like proration or dunning?

No. EukaPay subscriptions send invoices on a schedule and do not include plan management or retry logic. Each cycle creates a new invoice for the subscriber to pay.

Can I create subscriptions through an API?

Yes. The EukaPay API covers subscriptions, invoices, and customers, and you can build against it in the staging environment.

Can I receive subscription revenue in fiat?

Yes. EukaPay can settle to your own bank account in USD, EUR, GBP, or CAD, at an exchange rate locked by default.

What does EukaPay cost for subscription billing?

EukaPay pricing is agreed with the EukaPay team during onboarding, based on volume.