iGaming payment services are the parts of a provider's product an operator actually uses. There are four: the deposit surface a player sees, the payout side, fiat settlement into the operator's own bank account, and the records finance reconciles against. EukaPay delivers all four on one account, for stablecoins or crypto, so an operator can treat the shortlist as one decision instead of four.

Most shortlists compare price first and scope second. That order is backwards, because a provider that covers deposits but not payouts leaves the operator to buy a second vendor. This guide works through the four services in the order they appear in a transaction, then compares EukaPay, BitPay, and CoinGate on the three services operators most often discover late.

Every provider in this category sells some combination of four things. Deposits bring player money in. Payouts send it back out. Fiat settlement moves the operator's share into a bank account in a currency finance already reports in. Reconciliation is the record set that ties the first three together at month end.

A vendor page listing only the first of those is selling a deposit surface, not a payment service. Requiring all four in the first conversation is cheaper than discovering the missing one in production. EukaPay's

iGaming payment service provider

guide sets out how that requirement list turns into a shortlist.

A deposit surface is whatever the player interacts with to fund a balance. EukaPay ships four: a hosted checkout, payment links, invoices, and subscriptions that send invoices on a recurring schedule. An operator with its own cashier can call the API directly instead.

On the pay-in side, EukaPay supports most major cryptocurrencies like BTC, ETH, LTC, SOL, USDC, USDT. Which assets a provider accepts is the easy half of the question. The harder half is what happens to the value between the player pressing pay and the balance updating, which our

iGaming payment processing

breakdown covers step by step.

Payouts are often where provider scope diverges, because the payout asset list is usually narrower than the deposit list. EukaPay sends payouts in USDC, USDT, ETH, and BTC, on the Ethereum, Tron, and Bitcoin networks. Asset and network are set per payout, so two players in the same run can be paid in different assets on different networks.

Volume matters here as much as coverage. An operator can upload a recipient list as a CSV file in the merchant dashboard, or create payouts programmatically through the Payout API, one payout per request. Each payout carries its own reference that can be looked up later. Payouts are not tied to banking hours or the banking calendar, which matters when withdrawal requests arrive on a weekend.

Provider answers often diverge here, because "settlement" is used loosely across the category. Some providers settle only in cryptocurrency, which leaves the operator holding an asset it then has to sell. EukaPay converts crypto to fiat and settles in USD, EUR, GBP, and CAD to the operator's own bank account, and the merchant chooses fiat or crypto settlement.

Two details belong in the same conversation. The first is which currency the settlement arrives in, because a mismatch with the reporting currency creates a monthly conversion finance has to explain. The second is the rate applied at conversion. EukaPay locks the exchange rate on every conversion by default, on pay-ins and on payouts, so the fiat value is fixed at the moment of payment. Our guide to

crypto merchant settlement for iGaming

works through the mechanics.

EukaPay does not publish a public rate card, and pricing is agreed with the EukaPay team against the operator's own volume and asset mix. Two competitors do publish. CoinGate's published pricing lists a 1% standard payment processing fee, with custom volume-based rates above it. BitPay's published rate card is tiered by monthly volume, running from 2% down to 1%, plus a per-transaction charge, with higher fees for high-risk industries. Both are list prices the providers can change.

A published number is useful and a real point in a rival's favor, so treat it as one. It is also a standard-account list price, which is a different thing from a quote. Neither number tells an iGaming operator what its own account will cost once category, volume, and asset mix are applied. The four services above are what the EukaPay team scopes with an operator, and that scoping is where the real answer comes from.

EukaPay answers all three rows above from one account, which is the argument for buying the four services together. BitPay and CoinGate both publish a crypto payouts product. Neither states the payout asset and network detail an operator needs before it can promise a withdrawal route to players, and that is where a shortlist is usually won.

All four services run on one EukaPay account: instant crypto-to-fiat conversion at a locked exchange rate to remove your exposure to crypto price swings, support for most major cryptocurrencies, and settlement in USD, EUR, GBP, and CAD to your bank account. A crypto payment confirms on-chain, so protection against chargebacks is a property of the payment method.

For an operator running a selection now, EukaPay covers deposits, payouts, and fiat settlement without a second integration. Start with the

iGaming use case page

, then scope the account against your own volume with the team.

Create an account at

app.eukapay.com/signup

and read the endpoints at

docs.eukapay.com

. A staging environment is available for development, so your developer (or coding agent) can build against the Payment API and the Payout API.

What are iGaming payment services?

They are the four parts of a provider's product an operator uses: the deposit surface, the payout side, fiat settlement into the operator's bank account, and the records finance reconciles against.

Can an operator pay players out in crypto?

Yes. EukaPay sends payouts in USDC, USDT, ETH, and BTC on the Ethereum, Tron, and Bitcoin networks, with the asset and network set per payout.

Does EukaPay settle in fiat to a bank account?

Yes. The merchant chooses fiat or crypto settlement, and fiat settlement reaches the merchant's own bank account in USD, EUR, GBP, or CAD.

How is a EukaPay account priced?

EukaPay does not publish a public rate card. Pricing is agreed with the EukaPay team against your volume and asset mix.

Do crypto deposits carry chargebacks?

A crypto payment confirms on-chain, so protection against chargebacks is a property of the payment method, not a service a provider adds.

Can we test the integration before going live?

Yes. A staging environment is available for development, and our guide to

testing payments in a sandbox

walks through the sequence.