If you process stablecoins or crypto through CoinsPaid, the company's own published statements have changed what you should be planning for. Its merchant gateway is still serving existing clients, and it has stopped taking new ones.

This guide sets out what the company has actually said, what it means for a merchant already integrated, and the practical sequence for moving acceptance and payouts to EukaPay without an interruption in taking payments.

On 30 June 2026 CryptoProcessing by Coinspaid, operated by Dream Finance OÜ, published an update on its MiCA licensing application in Estonia. It stated that it has applied to the Estonian Financial Supervision and Resolution Authority for authorisation as a crypto-asset service provider under the Markets in Crypto-Assets Regulation, that the application remains under review, and that no licensing decision has been issued.

On its own activity, the company stated that it has restricted its active activities pending the outcome of that application, and accordingly does not onboard new clients, open new accounts, enter into new client agreements, expand the scope of services provided to existing clients, or actively market regulated services to clients in the European Economic Area or elsewhere.

On existing clients, the company stated that it continues to support them, and that they may request the withdrawal or transfer of their assets, or terminate their contractual relationship, at any time. Its legal hub adds that existing clients may continue to use the services provided under their existing contractual arrangements.

Separately, its legal hub states that Dream Finance UAB in Lithuania has temporarily suspended the provision of all crypto-asset related services, including onboarding, execution of transactions and conclusion of new agreements.

Three things follow from that. Your existing integration has not been switched off. You cannot expand the scope of what you do there. And the timing of any move is yours to choose rather than something being imposed on you.

The clause that matters most to a growing business is the one about not expanding the scope of services provided to existing clients. A merchant that wants to add a new currency, a new payout flow, a new product or a new market later is asking for exactly that. Planning a migration while your current integration still works is a considerably calmer exercise than planning one after a launch has been blocked.

The second consideration is asset transfer. The company states that existing clients may request withdrawal or transfer of assets at any time. Balances should come out on your schedule rather than sitting somewhere while an authorisation decision is pending.

Most of a migration is mechanical. Two items need an actual decision rather than a like-for-like swap.

The EukaPay Payout API creates payouts programmatically, one payout per request. If your current integration posts a batch in a single call, that loop moves into your own code. Mass payouts also run from a CSV file uploaded in the merchant dashboard, which covers the same job without code where a scheduled run is acceptable.

EukaPay accepts BTC, ETH, USDT, USDC, BCH, LTC, SOL and Lightning on the pay-in side.

Payouts are sent in USDC, USDT, ETH, BTC across the Ethereum, Tron and Bitcoin networks, with asset and network set per payout.

Settlement reaches your own business bank account in USD, EUR, GBP, CAD, and you choose fiat or crypto settlement.

Two items are worth checking against your current setup. USDT is not named on the CryptoProcessing domains, so if your customers have been asking for it, this is the moment to add it. The CryptoProcessing documentation lists EUR as its supported fiat for withdrawal to a bank account, so a business banking in dollars, pounds or Canadian dollars may be removing a conversion step by moving.

Run the two integrations in parallel and move traffic last. Nothing here requires taking your checkout offline.

Keep the old webhook endpoint alive until every payment created there has reached a final state. Payments in flight will still call it.

The CoinsPaid situation is a useful checklist generator. Four questions separate providers in a way a feature table does not.

Invoices, payment links and checkout

work from the dashboard with no code, the

POS terminal

handles in-person payments, and

e-commerce plugins

install into your store. The

REST API

is there when the payment needs to be embedded in your own product, and

crypto payouts

run from the same account. Payment service providers can offer acceptance to their own merchants through the

white-label path

, and iGaming operators can cover deposits and player payouts through the

iGaming use case

.

Has CoinsPaid shut down?

No. Its published statements describe a company that continues to support existing clients while it does not onboard new ones, with its Estonian authorisation application under review. Its Lithuanian entity has temporarily suspended crypto-asset services.

Do I have to migrate immediately?

That is your decision. The company states that existing clients may continue under their existing contractual arrangements, and may request withdrawal or transfer of assets, or terminate, at any time.

Can I run both providers at the same time?

Yes, and it is the safer way to move. Route one flow to EukaPay, reconcile it for a full settlement cycle, then move the rest.

Which currencies can EukaPay settle to my bank account?

USD, EUR, GBP, CAD, to your own business bank account. You choose fiat or crypto settlement.

Which assets can my customers pay with on EukaPay?

BTC, ETH, USDT, USDC, BCH, LTC, SOL and Lightning.

Which assets can EukaPay send in a payout?

USDC, USDT, ETH and BTC, across the Ethereum, Tron and Bitcoin networks. Asset and network are set per payout.

What does EukaPay charge?

EukaPay does not publish a public rate card. Pricing is agreed with the EukaPay team based on your business, so

contact the team

for a quote.

How does EukaPay onboarding work?

Sign up, complete verification, provide your legal business information, then generate an API key. Every merchant goes through a business review.

Create your EukaPay account

and explore the dashboard, or

talk to sales

to scope the migration against your current setup.

Last updated: August 2026. Provider availability and authorisation status can change; verify both directly before you plan around them.